Financial counseling

If your employer offers financial counseling as part of your employee benefits package, this is a good place to start looking for help and information. This service is often offered as part of an employer’s work-life or employee assistance program (EAP). Check with your Human Resources department to see if financial counseling is available to you.

Non-profit credit counseling services are available in most communities. Check your local Yellow Pages telephone directory under “Credit Counseling Services.” Look only for non-profit services. Credit counseling is also available online through organizations such as Myvesta and Genus.

Support groups

Debtors Anonymous
General Service Office
P.O. Box 920888
Needham, MA 02492-0009
781-453-2743
www.debtorsanonymous.org

For a meeting list or help in forming a chapter in your area, send a stamped, self-addressed envelope. See page 37 for a description of this organization.

Publications and written information

Federal Trade Commission
Bureau of Consumer Protection
Office of Consumer and Business Education
877-FTC-HELP
www.ftc.gov

Offers helpful articles on managing money and dealing with debt problems and information on avoiding frauds and illegal credit help services.